Charitable Lead Trust
Protect Your Assets
You can benefit from the tax savings that result from supporting St. Louis Children's Hospital without giving up the assets that you'd like your family to receive someday with a donation in the form of a charitable lead trust.
There are two ways that charitable lead trusts make payments to St. Louis Children's Hospital:
A charitable lead annuity trust pays a fixed amount each year to St. Louis Children's Hospital and is more attractive when interest rates are low.
A charitable lead unitrust pays a variable amount each year based on the value of the assets in the trust. With a unitrust, if the trust's assets go up in value, for example, the payments to St. Louis Children's Hospital go up as well.
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Gifts That Pay
Your payments depend on your age at the time of the donation. If you are younger than 60, we recommend that you learn more about your options and download this FREE guide Plan for Retirement With a Deferred Gift Annuity.
Contact Jan Rogers at 314.286.0981 or firstname.lastname@example.org for additional information on bequests or to chat more about the different options for including St. Louis Children's Hospital in your will or estate plan.
- Contact Jan Rogers at 314.286.0981 or email@example.com to talk about supporting St. Louis Children's Hospital by setting up a charitable lead trust.
- Seek the advice of your financial or legal advisor.
- If you include St. Louis Children's Hospital in your plans, please use our legal name and federal tax ID.
Legal Name: St. Louis Children's Hospital Foundation
Address: St. Louis, MO
Federal Tax ID Number: 43-1626863
An Example of How It Works
George would like to support St. Louis Children's Hospital and provide for his children. George received a windfall amount of income and needs a large income tax deduction to offset the income. Following his advisor's recommendation, George funds a grantor charitable lead annuity trust with assets valued at $1,000,000. George's trust pays $70,000 (7% of the initial fair market value) to St. Louis Children's Hospital each year for 15 years, which will total $1,050,000. After that, the balance in the trust reverts back to George. He receives an income tax charitable deduction of $955,700. Assuming the trust earns an average 6% annual rate of return, George receives approximately $767,240 at the end of the trust term.
*Based on a 1.2% charitable midterm federal rate. Deductions and calculations will vary depending on your personal circumstances.